uob individual banking
uob individual banking
Blog Article
UOB Bank provides various personalized banking companies intended to satisfy the financial requires of people. Beneath is an intensive overview that will help you understand The real key factors and offerings.
Different types of Accounts
Discounts Account: This account permits you to lower your expenses though earning curiosity.
Features: Quick access, desire earnings, nominal service fees.
Positive aspects: Secure spot for your resources, likely growth by way of desire.
Recent Account: Perfect for every day transactions and taking care of costs.
Options: Checkbook facility, overdraft protection.
Added benefits: Convenient for regular payments and withdrawals.
Fastened Deposit Account: For people planning to get paid greater fascination premiums more than a set period of time.
Features: Mounted expression deposits, bigger interest charges when compared to savings accounts.
Advantages: Secure expenditure possibility with predictable returns.
Financial loans
Individual Loans: Unsecured loans that can be used for numerous reasons like schooling or property renovation.
Sorts:
Installment Loans
Credit score Lines
Benefits: Adaptable repayment conditions, aggressive curiosity charges.
House Loans: Personalized methods for obtaining residence or refinancing current mortgages.
Types:
Preset Level Household Financial loan
Floating Fee Residence Mortgage
Benefits: Distinctive options to match person needs, interesting costs.
Credit Cards
UOB features A selection of credit cards catering to distinctive life and click here spending behaviors:
Rewards Playing cards: Make details on every single purchase that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get funds rebates on everyday paying out including groceries and eating out.
Travel Cards: Unique Gains like air miles accumulation and travel insurance plan coverage.
Expenditure Solutions
For individuals serious about developing their prosperity as a result of investments:
Unit Trusts * Diversified portfolio managed by pros. * Suitable for extended-expression advancement objectives.
Structured Deposits * Combines the characteristics of common deposits with investment decision merchandise. * Likely greater returns but with some chance included.
Coverage Goods
To guard by yourself and Your loved ones from unexpected situations:
Life Insurance coverage * Gives economic safety in case of Loss of life or vital sickness. * Also can serve as a financial savings Instrument depending on the plan picked out.
Health Insurance * Handles clinical charges which include hospitalization charges. * Essential for mitigating higher Health care expenditures.
Digital Banking Solutions
Convenience at your fingertips as a result of electronic platforms:
World wide web Banking
Permits you to manage your funds on the web:
See account balances and transaction record
Transfer cash in between accounts or pay costs
Make an application for new products (financial loans/credit cards)
Cellular Banking
Banking on-the-go via cellular applications:
Swift balance checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
With these detailed offerings, UOB aims to offer personalized banking remedies that cater particularly to unique needs though making certain advantage and security in all transactions.